IN · Solar

Solar quotes in Bloomington, IN.

One real quote from a vetted local Bloomington installer, sized to your roof, your bill, and every federal + state rebate you qualify for.

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One vetted local Bloomington installer
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7.5 kW
Average system size: $2.90/W
Average cost (USD): 12 yrs
Average payback: 80+
Local installers

Why solar in Bloomington

Indiana solar in 2026 has to be evaluated honestly, because a great deal of what is written about it describes a market that no longer exists. Net metering closed to new customers in 2022. The federal residential tax credit ended after 2025. Indiana has no state income tax credit for solar. What remains is two tax exemptions, a low export credit and roughly 17.9 cent electricity, and whether that works depends almost entirely on the design.

What has gone, in order

Net metering closed to new solar customers no later than July 1, 2022, under Senate Enrolled Act 309. Existing customers were grandfathered on a schedule but new systems are not eligible.

The Excess Distributed Generation credit replaced it, set by the Indiana Utility Regulatory Commission at the prior year average wholesale cost plus 25 percent, roughly 70 to 80 percent below the retail rate.

The Indiana Supreme Court then upheld a utility using instantaneous netting, which removes the monthly offset that used to soften that gap.

And the 30 percent federal Residential Clean Energy Credit under Section 25D expired for property placed in service after December 31, 2025, with no Indiana state credit to replace it.

What remains, stated plainly

The 7 percent sales tax exemption on qualifying solar equipment, which is automatic and appears as an absence from your price.

The property tax exemption on the added value of the system, so installing solar should not raise your assessment.

Full retail value for every kilowatt hour your household consumes at the moment it is generated. At around 17.9 cents per kWh that is the largest item by a wide margin.

And the Excess Distributed Generation credit on whatever you export, which is real but small. Section 48E also survives at 30 percent for third-party owners under leases and power purchase agreements, claimed by the provider rather than you.

How to judge whether it works for you

Ask for the savings split into two lines: self-consumed generation at the retail rate and exports at the Excess Distributed Generation rate, with the assumed self-consumption share stated.

Ask which netting method your utility uses and confirm it with the utility rather than the installer, because instantaneous netting substantially changes the split.

Ask for a smaller system modelled alongside the proposal. Under this arrangement a design covering less than your full annual usage frequently returns better, because the marginal panels produce mostly exports.

Ask what the projection assumed about the Excess Distributed Generation rate over its term, since it is recalculated annually from wholesale prices rather than fixed.

Building the number from what Indiana still offers

Strike the federal residential credit from any quote showing it, and do not expect a state credit in its place, because Indiana has none for solar.

Treat any reference to net metering on a new system as an error, since it closed to new customers no later than July 1, 2022.

Rebuild from the sales tax exemption, the property tax exemption, retail value on self-consumed generation, and the Excess Distributed Generation credit on exports under your utility netting method.

Ask for that version in writing with each line named. In a market this changed, an unrevised template is the most likely source of an inflated number.

Incentives & rebates

Net metering: Net metering closed; EDG credit at 125% of wholesale

Indiana closed net metering to new solar customers under Senate Enrolled Act 309, no later than July 1, 2022. New residential systems instead receive the Excess Distributed Generation credit, which the Indiana Utility Regulatory Commission sets at the average wholesale cost of electricity from the prior year plus 25 percent. That has produced a credit roughly 70 to 80 percent below the retail rate, so an exported kilowatt hour is worth a small fraction of one you consume yourself. A second change compounds the first. The Indiana Supreme Court held that a utility may measure excess generation instantaneously rather than netting across a billing period, on the reasoning that the statute does not direct utilities on how often the measurement must be made. Under instantaneous netting a household pays the full retail rate for everything it draws from the grid at any moment while everything it sends to the grid earns only the Excess Distributed Generation rate, with no monthly offset in between. The practical consequences are large. A system sized to annual consumption will export a great deal of its midday output at the low rate, so a smaller system matched to daytime load frequently returns better. Shifting flexible loads into daylight converts low-value exports into full-value offsets at no cost, and storage carries more weight here than the national conversation suggests. Existing customers were grandfathered: systems installed before 2018 keep full net metering until July 1, 2047, and those installed between the start of 2018 and the close of the programme until July 1, 2032.

Related Indiana resources

Indiana solar incentives & rebates Full breakdown of federal, provincial, and utility programs.

How payback works in Indiana

System cost: $21,750
Estimated net cost: $21,750
Estimated payback: ~13.4 years
25-year net savings: ~$18,750

These figures are illustrative; your actual quote reflects your roof, sun exposure, and local utility rates.

Frequently asked questions

What Indiana solar incentives still exist in 2026?

The 7 percent sales tax exemption on qualifying equipment and the property tax exemption on added value. There is no state income tax credit, the federal residential credit ended after 2025, and net metering closed to new customers in 2022.

How do I spot an out-of-date Indiana quote?

Look for a 30 percent federal credit applied to a cash purchase, or any reference to net metering on a new system. Both describe an Indiana that no longer exists for a project starting now.

Should my system cover all my annual usage?

Often not. Because the marginal panels at the top of a design produce mostly exports, credited well below retail, a smaller system matched to your daytime load frequently returns better. Ask for one modelled alongside the proposal.

Will the export credit stay where it is?

It is recalculated annually from the prior year average wholesale cost plus 25 percent, so it moves. Ask what the projection assumed about it over the full term rather than accepting a flat figure.