“Greener Homes Loan at 0% covered everything. Our monthly payment is genuinely less than the old bill.”
Solar quotes in Toronto, ON.
One real quote from a vetted local Toronto installer, sized to your roof, your bill, and every federal + provincial rebate you qualify for.
- 7.5 kW
- Average system size
- $2.90/W
- Average cost (CAD)
- 11 yrs
- Average payback
- 124+
- Local installers
Toronto's housing stock, briefly.
Older urban housing stock — 1920-1960 brick semi-detached and detached homes, asphalt or slate roofs. Newer suburban detached in North York and Etobicoke. Condos and apartment buildings (most of central Toronto) generally not solar candidates.
- Semi-detached brick with asphalt shingle (45%) — straightforward but shared chimney/party-wall considerations
- Detached postwar (1945-1970) (25%) — easiest installs, larger roof areas
- Newer detached (1970-2000) (20%) — best roof angles, often south-facing
- Older Victorian (1900-1925) with slate or wood (10%) — most installers won't touch slate without specialty experience
How Toronto Hydro treats solar.
Toronto Hydro follows Ontario's net-metering rules: exports are credited at the full retail rate, rolled month-to-month, and expire after 12 months. Because the retail rate already bakes in the Global Adjustment (~$0.10/kWh), every exported kWh offsets the all-in rate, not just the basic energy charge.
City of Toronto requires building + electrical permit. ESA (Electrical Safety Authority) inspection mandatory. Non-heritage residential solar can go through the City's Express Services permit stream, often issued within a couple of weeks. Roofs must be designed for snow load per the Ontario Building Code (Toronto's ground snow load is roughly 1.5 kPa).
5 installers we'd send a friend to.
Each one is independently-owned, CanSIA-trained, insured, and has at least 3 years of installs in Toronto.
"GTA-only. Specialize in semi-detached row homes."
"Co-op owned by installers. Slower but transparent."
"GTA + Hamilton + Niagara peninsula."
"Battery-paired specialists. Tesla Powerwall certified."
"Volume installer. Fastest permits in GTA."
6Toronto homes in the last 12 months.
"Greener Homes Loan covered the full cost at 0%. Monthly payment is slightly less than our bill savings."
A 0% loan that pays itself back every month.
"The Greener Homes Loan covered the whole cost at zero interest. Our payment is slightly less than what we used to hand Toronto Hydro."
A large detached home with a CA$210/month Toronto Hydro bill, and ice-storm outages that knocked power out twice last winter.
Pollard financed the full 8.4 kW + 13.5 kWh system through the 0% Greener Homes Loan, handled the net-metering enrollment and Toronto Hydro interconnection, and added whole-home backup.
The monthly loan payment lands just under the bill savings, so the system effectively pays for itself in real time — with backup for the next ice storm built in.
Incentives & rebates
Last verified:
Home Renovation Savings Program (HRSP) - Solar & Battery
Ontario's flagship residential energy program (launched January 2025, expanded for the 2026-27 program year running April 1, 2026 to March 31, 2027) provides combined rebates of up to $10,000 for solar PV paired with battery storage. Note: homeowners taking the HRSP solar incentive are generally directed to a load-displacement configuration rather than full net metering - confirm the current rules with your installer before applying.
Federal Programs (Greener Homes Loan & Affordability Program)
The Canada Greener Homes Loan (interest-free up to $40,000) stopped accepting new applications on October 2, 2025 - funding is fully committed and only previously approved loans are being funded. Its replacement, the Canada Greener Homes Affordability Program (CGHAP), launched in September 2025 and delivers no-cost retrofits through provincial partners for low- to median-income households; solar PV is federally eligible but each province sets its own technology list. Canada still has no federal investment tax credit equivalent to the U.S. ITC for residential solar.
Local Utility & Municipal Programs
Some Ontario municipalities and local utilities periodically offer financing (e.g. local improvement charge / on-bill financing) or efficiency programs that can apply to solar. Availability is local and changes frequently - confirm what is currently offered in your service area.
Net metering: Net metering at retail rate
Ontario offers net metering through local distribution utilities: exported solar is credited kWh-for-kWh at the retail electricity rate against future bills, with credits carried forward up to 12 months and no cash payment for annual net excess. Time-of-use pricing makes self-consumption and storage more valuable.
How payback works in Ontario
- System cost
- $24,866
- Estimated net cost
- $24,866
- Estimated payback
- ~11.0 years
- 25-year net savings
- ~$31,648
These figures are illustrative; your actual quote reflects your roof, sun exposure, and local utility rates.
Frequently asked questions
How much do solar panels cost in Ontario?
Does Ontario have net metering?
Are there solar rebates in Ontario?
Is solar worth it in Ontario?
Trusted by 24 local homeowners
from 24 verified reviews
“Modest semi, perfect orientation. An honest nine-year payback after incentives, no inflated promises.”
“Old Victorian with slate — Earth + Sky were the only ones who would touch it. Three days, no leaks.”
“Niagara paired solar with a heat pump for full electrification. One project, one crew, one timeline.”
“Pollard sorted the shared party-wall paperwork with our neighbour. Smooth — they signed up six months later.”
Nearby Ontario cities we serve
Full Ontario solar cost guide →Other major Canadian cities
US service areas
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