A municipal utility is a different regulatory world
Rocky Mountain Power supplies more than 80 percent of Utah electricity and is regulated by the Public Service Commission, which is where Schedule 137 Net Billing and its annually recalculated export credit come from.
Municipal utilities such as Provo City Power are governed differently. They set their own rates and their own rules for customer generation, and are not bound by the Schedule 137 terms.
That can cut either way. A municipal utility may compensate exports more generously than Rocky Mountain Power or less, may cap system sizes differently, and may charge different interconnection fees.
What it always means is that a quote built from a statewide Utah template is describing terms that do not apply to your address. Check the utility name on a recent bill before reading any figure in a proposal.
The questions to put to your own utility
Ask how exported electricity is compensated, at what rate, and whether netting happens instantaneously, monthly or annually. That difference matters more than most equipment choices.
Ask whether the rate is fixed for a term or reset periodically, and if reset, whether existing customers move to the new rate. That is precisely where Rocky Mountain Power customers are exposed, and your utility may differ.
Ask what system size limits apply, what the interconnection application involves and costs, and how long approval typically takes.
Ask whether there is a programme cap or a queue, and whether any solar-specific charge applies. Get these in writing from the utility rather than from a sales conversation.
Reconciling the quote with the answers
With those answers in hand, check the quote against them. Does the projection use your utility export rate or a Rocky Mountain Power one? Does it use your actual retail rate?
Ask what self-consumption share the model assumed. Under any instantaneous or near-instantaneous netting arrangement that assumption drives the savings figure more than the hardware does.
Ask whether the installer has completed projects on your specific utility recently. Interconnection practice differs between utilities and recent local experience is what actually moves a project along.
If the quote cannot be reconciled with what your utility told you, that is the most useful information you have obtained. Ask for it to be rebuilt rather than explained away.
Rebuilding the estimate from current figures
The 30 percent federal Residential Clean Energy Credit under Section 25D expired for property placed in service after December 31, 2025, and the Utah residential solar tax credit reached zero for systems installed from 2024 onward. Those two apply regardless of which utility serves you.
Section 48E survives at 30 percent for third-party owners under leases and power purchase agreements, so ask what a provider claims and what reaches you in the rate.
Everything else comes from your own utility: the retail rate, the export compensation, the netting method, the size limits and the interconnection process.
Ask Provo City Power directly, then ask your installer to rebuild the projection from those answers rather than from a Rocky Mountain Power template.