Two utilities, two schedules
Entergy Mississippi serves the centre and west of the state; Mississippi Power serves the southeast. Both are regulated by the Public Service Commission and both operate net metering schedules, but the schedules are their own.
The 5.5 and 7.5 cent figures set by the January 2025 order relate to the Entergy Mississippi tariff. Applying them to a Mississippi Power account is an assumption rather than a fact.
So the first step with a Gulfport quote is to confirm which utility serves the address and which export credit figure the projection used.
Ask Mississippi Power directly what the current export credit rate is under its schedule, whether the Distributed Generation Benefits Adder applies and at what value, and whether the low-to-moderate income adder is available.
The fixed-charge provision worth asking about
Mississippi Power filed an RENM-3 net metering rate schedule in December 2024 to replace RENM-2, and one of the changes was to remove a provision that disallowed credits from offsetting fixed charges on a customer bill.
That is a more consequential detail than it sounds. If credits cannot offset fixed charges, then a household generating enough to cover its energy use still pays the fixed portion in full, and a savings model treating the bill as a single number will overstate the result.
Ask which schedule your account would be on, and whether credits can offset fixed charges under it. Then ask whether the savings projection accounted for that.
Ask what the fixed monthly charges actually are on your tariff, since they do not fall when consumption does and they belong in the payback arithmetic either way.
Coastal considerations while you are asking
Gulfport is a Gulf Coast city, so salt air and hurricane wind loading are both real design inputs rather than footnotes.
Ask what the racking and fastener materials are, what corrosion rating they carry, and whether the manufacturer warranty has any exclusion or reduced term for coastal or marine installations.
Ask what wind speed the racking and attachment system is rated and engineered for, how many attachment points there are, and whether a structural assessment of the roof was performed.
Ask your insurer before installation whether the array is covered under dwelling coverage, whether your wind and hail deductible differs from your standard deductible, and whether the premium changes.
What the arithmetic actually rests on
The 30 percent federal Residential Clean Energy Credit under Section 25D expired for property placed in service after December 31, 2025, so a cash or loan purchase in Gulfport receives no federal tax credit, and Mississippi has no state solar tax credit.
Section 48E survives at 30 percent for third-party owners under leases and power purchase agreements, so ask what a provider claims and what reaches you in the rate.
What exists is retail value for self-consumed generation and an export credit under your own utility schedule, which is not necessarily the Entergy Mississippi figure.
Confirm the schedule, the export rate and the treatment of fixed charges with Mississippi Power, then ask for the projection rebuilt on those answers.