MO · Solar

Solar quotes in Saint Louis, MO.

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7.5 kW
Average system size
$2.85/W
Average cost (USD)
11 yrs
Average payback
90+
Local installers

Why solar in Saint Louis

There is a line in almost every Missouri solar guide that has been wrong since 2022, and it is one that costs money to believe. On August 9, 2022 the Missouri Supreme Court held in Johnson v. Springfield Solar 1, LLC that the exemption for solar energy systems not held for resale under Section 137.100(10) is unconstitutional. If you have budgeted for a Missouri property tax exemption on the strength of a guide, a calculator or a sales presentation, that is worth checking before you sign rather than after your next assessment.

What the Supreme Court actually decided

On August 9, 2022 the Missouri Supreme Court issued its decision in Johnson v. Springfield Solar 1, LLC, case number SC99441, holding that the exemption for solar energy systems not held for resale under Section 137.100(10) is unconstitutional.

The reasoning was structural rather than about solar. The court held that the Missouri Constitution delineates the categories of property that may be exempt from taxation, and that the legislature lacked the authority to create an exemption outside those categories.

The State Tax Commission has since issued guidance to assessors on the assessment of solar property following the decision, which tells you the practical consequence reached county assessors rather than staying an abstract point of law.

That does not tell you exactly what your own assessor will do with a residential rooftop array, which is precisely why this page will not tell you either. Ask your county assessor directly how residential solar is being assessed at your address, and get the answer before you commit.

Why so much published material still says otherwise

Most solar guides list a Missouri property tax exemption because the statute is still in the books and because these pages are rarely revisited. A decision from 2022 has simply not propagated through the material homeowners read.

That is worth generalising from. If a guide is wrong about something this checkable, treat its other figures as needing verification too rather than as a reliable baseline.

Ask any installer whether their savings projection assumes a property tax exemption, and ask them to show you the figures without it. An installer working Missouri seriously will already know about the decision.

The same applies to rebates. Missouri investor-owned utilities historically ran solar rebate programmes but these have largely been discontinued, so a rebate line in a quote is something to verify with your utility rather than accept.

What genuinely remains

Net metering does. Missouri's Net Metering and Easy Connection Act, Section 386.890 RSMo, covers qualified net metering units of 100 kW or less, and it applies to regulated utilities, municipal electric utilities and rural electric cooperatives alike.

Standard residential tariffs apply a retail-rate offset for in-period consumption, with year-end surplus reconciled at avoided cost rather than retail. So electricity you use as it is generated, or that offsets consumption within the period, is worth considerably more than a surplus carried to the end of the year.

That points to a system sized to your consumption rather than beyond it. Ask your installer to work from your last twelve months of bills and to show what percentage of your annual usage the proposed system covers.

Ask also how the year-end reconciliation was treated in the projection. A model that carries surplus forward at the retail rate indefinitely is describing something the tariff does not do.

Building the number from confirmed pieces only

Three things people expect in Missouri are either gone or unreliable, and a quote built on any of them overstates your return. The 30 percent federal Residential Clean Energy Credit under Section 25D expired for property placed in service after December 31, 2025, so a cash or loan purchase now receives no federal credit.

Utility solar rebates historically existed here but have largely been discontinued. If a rebate appears in a quote, confirm directly with your own utility whether it is currently open, what it pays and whether funding remains, before you sign anything.

And the property tax exemption most guides still list was held unconstitutional by the Missouri Supreme Court on August 9, 2022. Ask your county assessor how residential solar is being assessed at your address rather than assuming an exemption applies.

What does exist is net metering under the Easy Connection Act and the electricity you stop buying. Ask any installer to rebuild the arithmetic from those two things alone, and treat resistance to producing that version as informative in itself.

Incentives & rebates

Net metering: Net metering under the Easy Connection Act (Sec. 386.890 RSMo)

Missouri's Net Metering and Easy Connection Act, Section 386.890 RSMo, establishes standards for interconnecting qualified net metering units of 100 kW or less. It applies to all regulated electric utilities, to municipal electric utilities and to rural electric cooperatives, which are required to adopt policies establishing a simple contract for interconnection and net metering. Standard residential tariffs apply a retail-rate offset for in-period consumption, with year-end surplus reconciled at avoided cost rather than retail. For systems of ten kilowatts or less the application uses an all-in-one document combining a simple interconnection request, simple procedures and a brief set of terms and conditions, and the utility must review and respond within 30 days; for larger systems up to 100 kW the response window is 90 days.

How payback works in Missouri

System cost
$21,375
Estimated net cost
$21,375
Estimated payback
~13.2 years
25-year net savings
~$19,125

These figures are illustrative; your actual quote reflects your roof, sun exposure, and local utility rates.

Frequently asked questions

Does Missouri exempt solar from property tax?
Not reliably. On August 9, 2022 the Missouri Supreme Court held in Johnson v. Springfield Solar 1, LLC that the exemption under Section 137.100(10) is unconstitutional, and the State Tax Commission has since issued guidance to assessors.
Why do guides still say there is an exemption?
Because the statute is still in the books and these pages are rarely revisited, so a 2022 decision has not propagated through the material homeowners read. Treat other figures in a guide that is wrong about this as needing verification too.
How do I find out what applies to me?
Ask your county assessor directly how residential solar is being assessed at your address, and get the answer before you commit. This page will not guess at it, because the answer is administered county by county.
What incentives actually remain?
Net metering under the Easy Connection Act for systems of 100 kW or less, and the electricity you stop buying. The federal residential credit ended for property placed in service after December 31, 2025, and utility rebates have largely been discontinued.

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