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Heat Pump Cost in Canada
A home heat-pump install in Canada usually costs between roughly $6,000 and $20,000 before rebates, and rebates can take a large chunk off that. The range is wide because the system type, your home, and your existing heating all move the number. Here is what drives it.
Typical install: roughly $6,000 to $20,000 before rebates. A ductless mini-split for part of a home sits at the lower end; a whole-home cold-climate system with ductwork or a panel upgrade sits at the higher end. Provincial and utility rebates can offset a large share. Your installer gives the firm number after a heat-loss assessment.
What drives the cost
System type and size
A ductless mini-split for a zone is cheaper than a whole-home ducted cold-climate system. The unit has to be sized to your home with a heat-loss calculation, which also matters for rebate eligibility.
Your existing heating and ducts
If you already have ductwork the install is simpler. Homes with no ducts, or switching from oil or electric, can need more work, though oil-heat homes also unlock the largest rebates.
Electrical capacity
Some homes need an electrical panel or service upgrade to add a heat pump, which is the biggest single swing item when it applies. A good installer checks this up front.
Cold-climate spec and backup
A true cold-climate unit, and any backup heat source the installer sizes for the deepest cold, affects the price. It is also what keeps you comfortable through a Canadian winter.
Cost FAQ
How much does a heat pump cost in Canada?
Most home installs run roughly $6,000 to $20,000 before rebates, with ductless mini-splits at the low end and whole-home cold-climate systems at the high end. After federal and provincial rebates the net cost is often substantially lower.
Do rebates really lower the cost that much?
They can. Between the Oil to Heat Pump program for oil-heated homes, provincial and utility rebates, and the income-qualified Greener Homes Affordability Program, a large share of the install can be offset. Note: the federal Greener Homes Loan closed to new applicants Oct 2025. The exact amount depends on your province and home, which your installer confirms.
Is a heat pump cheaper to run than a furnace?
In most cases yes, because a heat pump is far more efficient than burning fuel, and it replaces your air conditioner too. The savings depend on your local electricity and fuel prices, which the installer factors into your quote.
Pair it with solar
Power your heat pump with your own solar
A heat pump runs on electricity, so the cheapest way to run one is to make that electricity yourself. Pair a heat pump with home solar and a battery and you cut the running cost, keep heating and cooling through an outage, and lock in your energy bill for years. Homeowners electrifying their heating are the strongest fit for solar plus storage.
- ✓ Run your heating and cooling on power from your own roof
- ✓ Battery backup keeps the heat pump running during outages
- ✓ Lock in your energy cost instead of riding rising utility rates
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